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Chapter 13

Chapter 13 Bankruptcy Lawyer in Lincoln, NE

Challenges like an unexpected illness, job loss, or divorce can leave you overwhelmed by debt. You may be facing relentless creditor calls, wage garnishments, or even the threat of foreclosure on your home. It’s a lot to handle, and you shouldn’t have to do it alone.

At Siglar Law, we understand that bad things can happen to good people. We aim to offer you a way out: a path to financial freedom and a fresh start through Chapter 13 bankruptcy. You don’t have to feel embarrassed about your current financial situation; we focus on improving your situation to achieve a brighter future.

Get a free initial consultation with Siglar Law; call (402) 387-7735 or reach us online to get started. We offer convenient virtual appointments to make legal help accessible anywhere in Nebraska. 

How We Help You Achieve Debt Relief Through Chapter 13

With 35+ years of experience, our attorney provides a rare combination of legal and financial insight. Attorney Theresa Siglar holds advanced degrees in business and taxation and has passed the CPA exam. She can do more than guide you through the legal process; she can help you build a solid foundation for your financial future.

Here's how we can help you with a Chapter 13 bankruptcy:

  • Stop creditor harassment. We can immediately end those stressful phone calls and letters from creditors.
  • Protect your assets. We can help you create a Chapter 13 payment plan that allows you to keep your house, car, and other essential possessions.
  • Create a manageable plan. We can analyze your finances and work with you to propose realistic payments you can afford during your Chapter 13 case. This plan pays off debt through the court over time, without causing further financial strain.
  • Address specific debts. Chapter 13 can help you catch up on missed mortgage or car payments, manage tax debt, and pay back-owed child support.
  • Flexible payment options for our services. We provide options to make our services affordable and accessible so you can start your journey to financial recovery without added stress.

We believe getting out of debt is more than just legal paperwork. It’s about empowering you with the tools and knowledge to thrive. At Siglar Law, we provide a foundation for your financial recovery, equipping you with the strategies and resources to maintain financial health long after your case is complete.

Bankruptcy with Long-Term Support

  • Personalized Support
    Every client works directly with our attorney from start to finish, ensuring clear communication, tailored strategies, and trusted guidance at every step.
  • Decades of Experience
    With over 30 years of legal practice and a strong background in business, taxation, and accounting, we provide a rare combination of legal and financial expertise.
  • Financial Empowerment
    Bankruptcy is just the first step — we teach clients practical money management and financial literacy skills to help them stay on track long after their case is over.
  • Accessible Guidance
    We offer free virtual consultations so you can get the answers you need without travel or added stress. Wherever you are in Nebraska, expert legal help is just a click away.

The Chapter 13 Bankruptcy Process

Chapter 13 bankruptcy is often called "reorganization" or "wage earner's bankruptcy." It's designed for individuals with a regular income who can afford to make monthly payments toward their debts. It lets you consolidate your debts into one manageable payment plan that typically lasts three to five years.

Unlike Chapter 7, which involves liquidating assets, Chapter 13 allows you to keep valuable assets like your home or car. It also provides immediate relief from creditors' actions. The moment you file, an "automatic stay" takes effect, which stops creditor harassment, wage garnishment, and foreclosure proceedings.

Ready to Take the First Step?

You've already taken the most important step by seeking help. We serve clients across Nebraska, including Omaha, Lincoln, and surrounding communities. We offer in-person and virtual consultations to make getting the support you need convenient. 

Book a free initial consultation with our Lincoln Chapter 13 bankruptcy attorney today. Call (402) 387-7735 or use our online contact form. Learn how we can help you find debt relief and peace of mind.

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Stories from Clients We’ve Helped

At Siglar Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “Totally Recommend”
    “I would totally recommend her should you need a good lawyer.”
    - Angela F.
    “Has My Vote”
    “Best bankruptcy lawyer in Lincoln, she cares about your situation and will work for her community.”
    - Mike M.
    “Very Knowledgeable”
    “Ms Siglar is a professional attorney. She is very knowledgeable about the Bankruptcy laws and taxes.”
    - Christy L.

    Very efficient and honest.

    - Jonathan M.

    She helped me and understood my needs.

    - Holland L.

    Great people.

    - Jesus D.

    Positive, Responsive, High Quality, Professional, Valuable

    - Terry E.

    Theresa rocks!

    - Darryl V.